What are third-party fees?

Third-party fees are paid by your funeral director on your behalf. Unavoidable third-party costs are the cremation or burial fees and the doctors' cremation certification fees (only where applicable). 

What does ‘no contribution’ mean?  

Where there is no contribution towards third-party fees, these will need to be paid to the funeral provider at the time of the funeral by your representative or from your estate.  If you would like to ensure all third-party costs are covered, look for funeral plan that says these costs are 'guaranteed'.