Bells & Whistles funeral plan
Attended | With ceremony | 2 family cars
What is a Bells & Whistles funeral plan?
A funeral plan from the Bells & Whistles range covers all the funeral director’s services to arrange and conduct the funeral ceremony at the crematorium or place of burial, attended by an unrestricted number of family and friends.
This type of funeral plan provides the ceremonial extras and the highest quality coffin in the provider's funeral plan range. The Bells & Whistles funeral plan also includes two chauffeur-driven cars to ensure loved ones don't have the worry of getting themselves to the funeral and can arrive there safely, on time. Additional cars can be added by speaking with your funeral planning consultant.
To compare prices, click here.
Pros and Cons of a Bells & Whistles Funeral Plan
When a Bells & Whistles funeral plan may be right for you
When a Bells & Whistles funeral plan may not be right for you
Your funeral your way, with this free Funeral Wishes Planner

How much does a Bells & Whistles funeral plan cost?
Bells & Whistles prepaid funeral plans start from £3,120 if paying in a single lump sum. (Price excludes third-party cremation or burial fees). Other variations of Bells & Whistles funeral plans and ways to spread the cost are available.
There are three factors that will affect the cost of a funeral plan and that you need to pay close attention to.
3rd party cremation or burial fees
A funeral plan will have one of three levels of cremation or burial fees cover: ‘Fully guaranteed’ (no more to pay), ‘Contribution’ **(may have more to pay), and ‘No contribution’. Any shortfall will need to be paid at the time of the funeral by your representative.
The more third-party fees cover you have, the more you will pay for the plan.
Tailoring your funeral plan
Some plan providers allow you to make changes, e.g. upgrade the motor hearse for a horse-drawn hearse. Tailoring might be a cheaper solution than choosing the next level of funeral plan up, but may not provide the best overall value.
Get in touch if your funeral plan provider to chat through your options.
Spreading the cost
Your options include paying in a single lump sum, monthly instalments, or lower fixed monthly payments which are payable for life or up to a specified age, e.g. 90.
Lower monthly payments are attractive, but you should be aware that you could end up paying more into the funeral plan than the funeral is eventually worth.
What does a Bells & Whistles funeral plan include?

Before the funeral

On the day

After the funeral
What funeral plans don't include
It’s important to be aware of the things that aren’t commonly included in a funeral plan so that you can make financial provision for them if you want to, either as a contribution* amount in your funeral plan (if allowed) or by some other means, such as a savings account.
* Other exclusions may apply. Read your plan provider's terms and conditions.
Are the cremation or burial fees included in a funeral plan?
All set funeral plans guarantee to cover the funeral director's professional fees for arranging the funeral, caring for the deceased, supplying the coffin and providing a chauffeur-driven motor hearse. But not all funeral plans cover the necessary third-party cremation or burial fees.
Your options include a guaranteed funeral plan which ensures these third-party fees are included and there is nothing more for loved ones to pay, or a contribution funeral plan or no contribution funeral plan. Any shortfall would be paid at the time of the funeral by your next of kin, for example. To learn more, watch the video below.
How to find the best value prepaid funeral plans using the sQored rating

Using expert funeral industry knowledge and methodology, sQored generates a service and quality score for each prepaid funeral plan. sQored does this by carefully scrutinising 12,500 sets of data. This includes looking closely at the funeral plan key features and the small print terms and conditions.
You'll find the sQored rating next to each funeral plan quote when you compare.
Which type of prepaid funeral plan is right for me?
There are five types of funeral plan, catering for all preferences and budgets.
The types range from the lowest-cost, no frills direct cremation service with no funeral ceremony and no family and friends present, to the 'bells and whistles' type of funeral that has all the ceremonial extras and no restriction on the number of people who can attend.
Explore your options through these simple guides.
Compare Funeral Plan Types is best viewed on a desktop or tablet device
* Maximum saving and lowest monthly plan price based on the listed funeral plans compared on 07.06.22.
* Source: SunLife (2021) Cost Of Dying Report. The average price of a UK cremation and burial funeral in 2021 is £4,184. The cost is expected to rise to £5,044 by 2025.