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Protect your family from the rise in funeral costs with a prepaid funeral plan

Save up to £424 when you compare award-winning and leading UK funeral plans with Before You Go.  Funeral plan prices starts from £6.25 a month. [1]

" My philosophy is that life is too short - and death is too expensive ! "

 Founder of Before You Go & funeral cost expert, Kim Bird.  As seen in the following media.  To learn more, click here.

Why prepaying your funeral makes financial sense

Funeral costs are expected to rise 20% by 2025 But when you prepay, you fix the cost of the service detailed in the funeral plan at today's prices.


Below is the average cost today of a typical funeral in Cardiff and what the cost could look like in just a few years.  This is compared with the average cost of an equivalent prepaid funeral plan from Before You Go.   [2]


Average cost of typical funeral in Cardiff


Average cost of Traditional funeral plan on

*  Price example includes:  Funeral director's professional fees, motor hearse, viewing, one family car, funeral director's lowest cost or a funeral plan's standard coffin, including cremation fees at Thornhill crematorium, Cardiff.   Prices correct as of 05.04.23.


And that's the surprising fact about funeral plans

“[Prepaid funeral plans] are often sold at a lower price than at-need funerals”. 

Source:  Competition & Markets Authority (CMA) - Funerals Market Investigation 2020 Provisional Decision Report Appendix F: 5.153

Here's how much a family in Cardiff could lose in just a few years if the funeral isn't prepaid

What could your family, or the causes you care about, do with the money saved if you fixed the cost of your funeral today? *

Do nothing

Stash £4,184 cash under the mattress

Annual growth   


Potential shortfall in 2025

- £811

#2   SAVE
Put your money to pay for your funeral in a top paying savings account

Put £4,184 in a top savings account

Annual growth 

0.65% [3]

Potential shortfall in 2025

- £677

Pay for your funeral with a prepaid funeral plan and fix the cost at today's prices

Buy a prepaid funeral plan

Annual growth    

Not applicable

Potential shortfall in 2025


*Potential shortfall above assumes the funeral plan you choose is the lowest-cost available in the 'Traditional' range including third-party cremation costs, as listed on Before You Go, and that the funeral plan is purchased in a single payment.  Lower-cost and more comprehensive funeral plans and repayment options are available. 

What people say about us

"Extremely satisfied"


"Not only did Before You Go save me money by comparing the funeral plan I wanted, but the funeral plan I eventually purchased for my mother  saved me £600+ on the funeral director's today prices!  On top of both of those savings I'm expecting to save more by not having to pay the price rises in the meantime. What's not to like?"

Angela Rogers - Wolverhampton

What people say about us

"A really friendly and helpful service"


" A really friendly service with lots of great information.  I used their comparison first and then spoke with Andrew, who was very helpful.  He made sure I understood everything.  There was no hard sell and I’m really pleased with the plans I chose for myself and my husband . I would have no hesitation in recommending Before You Go to any of my family and friends wanting to plan their funeral."

Michelle Squire - Warwickshire

Why compare with Before You Go?

Quality Funeral Plans

You only compare prepaid funeral plans from award-winning and leading providers registered with the Funeral Planning Authority (FPA), which exists to protect your interests.

Greater Choice

With us, you get to choose from 84 funeral plans with good  national coverage.  So, if you move home in the future, you won't have to worry about cancelling your plan and buying a new one.

Bigger Savings

You'll find it easier to shop around and  find the best funeral plan  cover to suit your financial preferences and budget.  Our cashback offers* are the icing on the cake.
*(Where available)

Precious Time Saved

No need to trawl through lots of websites and speak with several companies. Chat with an independent specialist or compare expert-rated funeral plans online for the best value, right here.

No Unsolicited Calls!

There's nothing worse than expecting an instant quote online only to get a message pop up: 'Someone will give you a call'!  Not on Before You Go. You get an instant quote and you chat when you want to chat.

Complete Family Support

You and your family will be supported with our complete funeral  planning service from the point of research, to your funeral & beyond.  See our Before You Go Family Promise.

The leading prepaid funeral plan brands we compare

Funeral plan companies compared by

Chat with one of our expert funeral planning team

If you prefer to chat through your funeral plan options rather than compare online, get in touch.  
Call  02920 099 200 or arrange a callback or video chat.  Whatever works best for you.

All calls are recorded for quality and monitoring purposes.

Why funeral planning matters

  1. 1
    You get the send-off you want
    With 59 set funeral plans and tailored options from award-winning and leading plan providers, you're sure to find the right one for you.
  2. 2
    Your family avoids funeral price rises
    No sudden or large funeral director's expense for loved ones as you've prepaid your funeral, potentially saving them hundreds if not thousands of pounds!  And you can save even more when you compare prepaid funeral plan costs. *
  3. 3
    Everyone has peace of mind
    Your family won't have to worry about the type of funeral you want (and possible arguments!) because you've taken care of the detail.

*The amount saved depends on the type of funeral plan, when you buy, and when the funeral plan is redeemed.

[1]   Maximum saving and lowest monthly funeral plan price are based on all like for like funeral plans compared on Before You  Go on  05.04.23.   Maximum saving excludes any available cashback offer when purchasing through Before You Go. 

[2] Source of average funeral cost and expected 20% funeral price increase:  SunLife (2021) Cost Of Dying Report -  Future price example shown assumes this expected price increase.  Prices researched are from Co-operative Funeralcare, Dignity, and the largest independent funeral company in the area, and where the latter accepts a funeral plan from a Funeral Planning Authority registered provider that guarantees the third-party cremation fees.  The Co-operative Funeralcare plan includes the doctors' cremation certification fees, with no refund if these are not required.  For funeral plans where the doctors' fees are not included, this cost will need to be paid at the time of the funeral (currently £82 ).  

[3]   Top 'Easy Access Savings Account' from Tandem, as shown on on 10.09.21.  £4,055 saved over 5 years with an annual interest rate of 0.65% will return £4,188.51.  Calculation provided  by lump sum investment calculator on