No Fuss Small Group funeral plan
Attended by up to 12 people | No ceremony | 0 family cars
What is a No Fuss small group funeral plan?
A funeral plan from the No Fuss range covers the funeral director's fees for arranging the cremation or burial, and instead of a formal funeral ceremony, there is just enough time for a private gathering where they they can say goodbye in their own way and witness the committal* if they wish.
The number of people who can attend a No Fuss type funeral is limited to a small group of 12.
A funeral plan from the No Fuss range is an economical and practical alternative to a traditional funeral ceremony, and gives those closest to you the privacy of an intimate funeral.
To compare prices, click here.
*Typically, the committal is when at the end of a formal funeral ceremony there is a reading or prayer before the coffin is taken away for cremation or lowered into the ground for burial.
Pros and Cons of a No Fuss small group funeral plan
When a No Fuss funeral plan may be right for you
When a No Fuss funeral plan may not be right for you
Your funeral your way, with this free Funeral Wishes Planner
How much does a No Fuss small group funeral plan cost?
No Fuss prepaid plans start from £1,595, if paying in a single lump sum. (Price includes third-party cremation fees, but excludes the fee payable at the time of the funeral for up to 12 people to attend a short service - currently £200). Other variations of No Fuss funeral plans and ways to spread the cost are available.
There are three factors that will affect the cost of a funeral plan and that you need to pay close attention to.
3rd party cremation or burial fees
A funeral plan will have one of three levels of cremation or burial fees cover: ‘Fully guaranteed’ (no more to pay), ‘Contribution’ **(may have more to pay), and ‘No contribution’. Any shortfall will need to be paid at the time of the funeral by your representative.
The more third-party fees cover you have, the more you will pay for the plan.
Tailoring your funeral plan
Some plan providers allow you to make changes, e.g. upgrade the motor hearse for a horse-drawn hearse. Tailoring might be a cheaper solution than choosing the next level of funeral plan up, but may not provide the best overall value.
Get in touch with your funeral plan provider to chat through your options.
Spreading the cost
Your options include paying in a single lump sum, monthly instalments, or lower fixed monthly payments which are payable for life or up to a specified age, e.g. 90.
Lower monthly payments are attractive, but you should be aware that you could end up paying more into the funeral plan than the funeral is eventually worth.
What does a No Fuss small group funeral plan include?
Before the funeral
On the day
After the funeral
What funeral plans don't include
It’s important to be aware of the things that aren’t commonly included in a funeral plan so that you can make financial provision for them if you want to, either as a contribution* amount in your funeral plan (if allowed) or by some other means, such as a savings account.
* Other exclusions may apply. Read your plan provider's terms and conditions.
Are the cremation or burial fees included in a funeral plan?
All set funeral plans guarantee to cover the funeral director's professional fees for arranging the funeral, caring for the deceased, supplying the coffin and providing a chauffeur-driven motor hearse. But not all funeral plans cover the necessary third-party cremation or burial fees.
Your options include a guaranteed funeral plan which ensures these third-party fees are included and there is nothing more for loved ones to pay, or a contribution funeral plan or no contribution funeral plan. Any shortfall would be paid at the time of the funeral by your next of kin, for example. To learn more, watch the video below.
How to find the best value prepaid funeral plans using the sQored rating
Using expert funeral industry knowledge and methodology, sQored generates a service and quality score for each prepaid funeral plan. sQored does this by carefully scrutinising 12,500 sets of data. This includes looking closely at the funeral plan key features and the small print terms and conditions.
You'll find the sQored rating next to each funeral plan quote when you compare.
Which type of prepaid funeral plan is right for me?
There are five types of funeral plan, catering for all preferences and budgets.
The types range from the lowest-cost, no frills direct cremation service with no funeral ceremony and no family and friends present, to the 'bells and whistles' type of funeral that has all the ceremonial extras and no restriction on the number of people who can attend.
Explore your options through these simple guides.
Compare Funeral Plan Types is best viewed on a desktop or tablet device
* Maximum saving and lowest monthly plan price based on the listed funeral plans compared on 07.06.22.
* Source: SunLife (2021) Cost Of Dying Report. The average price of a UK cremation and burial funeral in 2021 is £4,184. The cost is expected to rise to £5,044 by 2025.