Simple funeral plan
Attended | With ceremony | 0 family cars
What is a Simple funeral plan?
A funeral plan from the Simple range is the most cost-effective of all the traditional style funeral plans.
By 'traditional' we mean that there's a funeral director who will arrange the funeral when it's needed according to the details of the plan and the funeral director will oversee the funeral ceremony at the crematorium place of burial.
Any number of family and friends can attend, subject to the capacity of the venue.
This Simple type of funeral plan is an affordable and conventional cremation or burial send-off, with family and friends present, and with none of the ceremonial extras - such as a fancy coffin and family cars.
To compare prices, click here.
Pros and Cons of a Simple Funeral Plan
When a Simple funeral plan may be right for you
When a Simple funeral plan may not be right for you
Your funeral your way, with this free Funeral Wishes Planner

How much does a Simple funeral plan cost?
The cost of a Simple prepaid funeral plan starts from £2,390 if paying in a single lump sum. (Price excludes third-party cremation or burial fees). Other variations of Simple funeral plans and ways to spread the cost are available.
There are three factors that will affect the cost of a funeral plan and that you need to pay close attention to.
3rd party cremation or burial fees
A funeral plan will have one of three levels of cremation or burial fees cover: ‘Fully guaranteed’ (no more to pay), ‘Contribution’ **(may have more to pay), and ‘No contribution’. Any shortfall will need to be paid at the time of the funeral by your representative.
The more third-party fees cover you have, the more you will pay for the plan.
Tailoring your funeral plan
Some plan providers allow you to make changes, e.g. upgrade the motor hearse for a horse-drawn hearse. Tailoring might be a cheaper solution than choosing the next level of funeral plan up, but may not provide the best overall value.
Get in touch if your funeral plan provider to chat through your options.
Spreading the cost
Your options include paying in a single lump sum, monthly instalments, or lower fixed monthly payments which are payable for life or up to a specified age, e.g. 90.
Lower monthly payments are attractive, but you should be aware that you could end up paying more into the funeral plan than the funeral is eventually worth.
What does a Simple funeral plan include?

Before the funeral

On the day

After the funeral
What funeral plans don't include
It’s important to be aware of the things that aren’t commonly included in a funeral plan so that you can make financial provision for them if you want to, either as a contribution* amount in your funeral plan (if allowed) or by some other means, such as a savings account.
* Other exclusions may apply. Read your plan provider's terms and conditions.
Are the cremation or burial fees included in a funeral plan?
All set funeral plans guarantee to cover the funeral director's professional fees for arranging the funeral, caring for the deceased, supplying the coffin and providing a chauffeur-driven motor hearse. But not all funeral plans cover the necessary third-party cremation or burial fees.
Your options include a guaranteed funeral plan which ensures these third-party fees are included and there is nothing more for loved ones to pay, or a contribution funeral plan or no contribution funeral plan. Any shortfall would be paid at the time of the funeral by your next of kin, for example. To learn more, watch the video below.
How to find the best value prepaid funeral plans using the sQored rating

Using expert funeral industry knowledge and methodology, sQored generates a service and quality score for each prepaid funeral plan. sQored does this by carefully scrutinising 12,500 sets of data. This includes looking closely at the funeral plan key features and the small print terms and conditions.
You'll find the sQored rating next to each funeral plan quote when you compare.
Plan Provider | sQored Rating | % |
---|---|---|
Golden Leaves | 67 % | |
Dignity | 64 % | |
Dignity | 59 % | |
Golden Leaves | 59 % | |
Co-op Funeralcare | 57 % | |
Golden Leaves | 57 % | |
Funeral Partners | 56 % | |
Safe Hands | 55 % | |
Avalon | 53 % | |
Co-op Funeralcare Simple | 52 % | |
Golden Charter | 52 % | |
Golden Leaves | 52 % | |
Golden Leaves | 52 % | |
Safe Hands | 49 % | |
Funeral Partners | 48 % | |
Golden Charter | 44 % |
Plan Provider | sQored Rating | % |
---|---|---|
Dignity | 56 % | |
Golden Leaves | 55 % | |
Golden Leaves | 54 % | |
Golden Leaves | 54 % | |
Golden Leaves | 53 % | |
Dignity | 51% | |
Golden Leaves | 51 % | |
Co-op Funeralcare | 50 % | |
Funeral Partners | 50 % | |
Safe Hands | 50 % | |
Avalon Standard | 49 % | |
Co-op Funeralcare | 49 % | |
Safe Hands | 49 % | |
Funeral Partners | 48 % | |
Golden Charter | 46 % | |
Golden Charter | 41 % |
Which type of prepaid funeral plan is right for me?
There are five types of funeral plan, catering for all preferences and budgets.
The types range from the lowest-cost, no frills direct cremation service with no funeral ceremony and no family and friends present, to the 'bells and whistles' type of funeral that has all the ceremonial extras and no restriction on the number of people who can attend.
Explore your options through these simple guides.
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