Traditional funeral plan
Attended | With ceremony | 1 family car
What is a Traditional funeral plan?
A funeral plan from the Traditional range covers all the funeral director’s services to arrange and conduct the funeral ceremony at the crematorium or place of burial, attended by any number of family and friends - venue permitting.
This type of funeral plan is for a send-off with all the ceremonial extras, including a basic to standard quality coffin. This type of plan also provides one chauffeur-driven car to ensure loved ones don't have to worry about getting themselves to the funeral and can arrive there safely, on time.
To compare prices click here.
Pros and Cons of a Traditional Funeral Plan
When a Traditional funeral plan may be right for you
When a Traditional funeral plan may not be right for you
Plan well for peace of mind with your free Funeral Wishes Planner

How much does a Traditional funeral plan cost?
Traditional prepaid funeral plans start from £2,895 if paying in a single lump sum. (Price excludes third-party cremation or burial fees). Other variations of Traditional funeral plans and ways to spread the cost are available.
There are three factors that will affect the cost of a funeral plan and that you need to pay close attention to.
3rd party cremation or burial fees
A funeral plan will have one of three levels of cremation or burial fees cover: ‘Fully guaranteed’ (no more to pay), ‘Contribution’ **(may have more to pay), and ‘No contribution’. Any shortfall will need to be paid at the time of the funeral by your representative.
The more third-party fees cover you have, the more you will pay for the plan.
Tailoring your funeral plan
Some plan providers allow you to make changes, e.g. upgrade the motor hearse for a horse-drawn hearse. Tailoring might be a cheaper solution than choosing the next level of funeral plan up, but may not provide the best overall value.
Get in touch with your funeral plan provider* to chat through your options.
Spreading the cost
Your options include paying in a single lump sum, monthly instalments, or lower fixed monthly payments which are payable for life or up to a specified age, e.g. 90.
Lower monthly payments are attractive, but you should be aware that you could end up paying more into the funeral plan than the funeral is eventually worth.
What does a Traditional funeral plan include?

Before the funeral

On the day

After the funeral
What funeral plans don't include
It’s important to be aware of the things that aren’t commonly included in a funeral plan so that you can make financial provision for them if you want to, either as a contribution* amount in your funeral plan (if allowed) or by some other means, such as a savings account.
* Other exclusions may apply. Read your plan provider's terms and conditions.
Are the cremation or burial fees included in a funeral plan?
All set funeral plans guarantee to cover the funeral director's professional fees for arranging the funeral, caring for the deceased, supplying the coffin and providing a chauffeur-driven motor hearse. But not all funeral plans cover the necessary third-party cremation or burial fees.
Your options include a guaranteed funeral plan which ensures these third-party fees are included and there is nothing more for loved ones to pay, or a contribution funeral plan or no contribution funeral plan. Any shortfall would be paid at the time of the funeral by your next of kin, for example. To learn more, watch the video below.
How to find the best value prepaid funeral plans using the sQored rating

Using expert funeral industry knowledge and methodology, sQored generates a service and quality score for each prepaid funeral plan. sQored does this by carefully scrutinising 12,500 sets of data. This includes looking closely at the funeral plan key features and the small print terms and conditions.
You'll find the sQored rating next to each funeral plan quote when you compare.
Which type of prepaid funeral plan is right for me?
There are five types of funeral plan, catering for all preferences and budgets.
The types range from the lowest-cost, no frills direct cremation service with no funeral ceremony and no family and friends present, to the 'bells and whistles' type of funeral that has all the ceremonial extras and no restriction on the number of people who can attend.
Explore your options through these simple guides.
Compare Funeral Plan Types is best viewed on a desktop or tablet device
* Maximum saving and lowest monthly plan price based on the listed funeral plans compared on 07.06.22.
Plan Provider | sQored Rating | % |
---|---|---|
Golden Leaves Gold Guaranteed | 73 % | |
Co-op Funeralcare Silver Guaranteed | 70 % | |
Dignity Pearl Guaranteed | 68 % | |
Golden Leaves Meadow Contribution | 64 % | |
Golden Charter Select Contribution | 57 % | |
Golden Leaves Meadow No Contribution | 57 % | |
Funeral Partners Choice Plus Contribution | 56 % | |
Avalon Plus Contribution | 54 % | |
Safe Hands Sapphire Contribution | 53 % | |
Funeral Partners Choice Plus No contribution | 48 % |
Plan Provider | sQored Rating | % |
---|---|---|
Golden Leaves Gold Contribution | 62 % | |
Dignity Pearl Contribution | 61 % | |
Golden Leaves Meadow Contribution | 60 % | |
Co-op Funeralcare Silver Contribution | 60 % | |
Golden Leaves Meadow No contribution | 57 % | |
Golden Charter Select Contribution | 51 % | |
Funeral Partners Choice Plus Contribution | 50 % | |
Avalon Plus Contribution | 50 % | |
Safe Hands Sapphire Contribution | 49 % | |
Funeral Partners Choice Plus No contribution | 49 % |
* Source: SunLife (2021) Cost Of Dying Report. The average price of a UK cremation and burial funeral in 2021 is £4,184. The cost is expected to rise to £5,044 by 2025.