FUNERAL PLANNING TOOL


How much does a UK cremation cost?

Find out how much it costs to be cremated near you.

Map of the uk and crematoria

What is the cost of cremation in the UK?

The cost of cremation can be as little as £392 in Belfast and as much as £1,070 in London. 

Cremation is by far and away the most popular way to go.  According to the Cremation Society of Great Britain, 78%  of all British people were cremated in 2020.  

The two main reasons why so many people choose to be cremated over being buried are the decline in religious observance, and cremation is usually cheaper as ashes can be scattered over the expense of having them interred.  Burial is, on average, 29.5% more expensive than cremation.

Take a look at the cremation fees table below for the latest cost of cremation near you.

What you need to know about cremation funeral plans

If you are looking to buy a prepaid cremation funeral plan and have done your research, you will know that not all funeral plans guarantee the third-party cremation fees.

  • A funeral plan that covers the cremation fees is called a 'guaranteed' funeral plan.
  • A funeral plan that includes an amount towards the cremation fees is known as a 'contribution' funeral plan.  This amount is expected but not guaranteed to cover the cremation fees.  
  • A funeral plan that doesn't include cremation fees is called a  'no contribution' funeral plan.  

Are Contribution and No Contribution cremation funeral plans cheaper than Guaranteed cremation funeral plans?

You may think that a 'contribution' or 'no contribution' funeral plan is cheaper than a funeral plan that guarantees the cremation fees.  But this is not necessarily the case.

Do your research before you buy.  Call us for a quote or request a call back.

If you do find that a 'contribution' funeral plan or 'no contribution' funeral plan is the best value product for you,  it's prudent to check the likely cremation cost below to see what - if any - shortfall your representative may need to pay at the time of the funeral.

What you need to know about No Contribution cremation funeral plans

If third-party cremation fees aren't included in the funeral plan, your representative will need to pay these fees at the time of the funeral.  The table below will help you estimate the amount they will be expected to pay.  Just remember to include funeral price inflation at around 4% - 5% a year.

Often, third-party fees must be paid before the funeral can take place.

What you need to know about Contribution cremation funeral plans

The cost of cremation contribution amount can vary

The contribution amount included in a funeral plan will vary between funeral plan providers and types of plans.  This could be as low as £500 and over £1,200.   

A direct cremation  funeral plan, for example, will include the lowest contribution amount.  This is because no one will be attending the cremation, so the funeral plan can take advantage of a crematorium's low  'off-peak' price for their most unpopular funeral service days and hours.  Usually 8.30 am and any time after 3.30 pm.    

The cost of cremation contribution amount can grow

Depending on the plan provider you choose, the contribution amount will grow  until the funeral is needed in line with the Retail Price Index (RPI) or Consumer Price Index (CPI),  or some other growth mechanism chosen by the plan provider.  

A prudent contribution cremation funeral plan check

If you are considering a 'contribution' funeral plan, check the contribution amount is likely to cover the necessary cremation fees by looking at the table of cremation fees below.  Don't forget to factor in the plan provider's mechanism for growth of the contribution amount.  Also include a contingency amount for funeral price inflation of, say,  20% every five years.  

What if the Contribution amount for a cremation funeral plan is too low?

If the third-party cremation contribution amount in the funeral plan is lower than the current price where you expect the cremation to take place, then in some instances, you may be able to top up the contribution amount.  Otherwise, your representative will be responsible for paying the shortfall at the time of the funeral.

Check the terms of the plan, or call us, and we'll be able to give you the information you need.

Will my family or Estate get a refund if not all the cremation contribution amount in the funeral plan is used?

Refund policy for contribution funeral plans

Suppose at the time of the funeral the necessary third-party cremation fees are less than the contribution amount in the funeral plan.  In that case,  some funeral plan providers will refund the balance to your Estate.

Some funeral plan providers won't offer a refund, but depending on the plan you purchased,  will allow you to off-set the balance against other expenses and 'extras'.  This could be the doctors' cremation certification fees, which aren't covered by the terms of a lot of funeral plans because they aren't always needed.  (Current cost is £82).  Or the  balance could go towards the cost of flowers, obituary notices and funeral stationery. 

Some funeral plan providers don't offer a refund or the option to put the balance of the cremation contribution amount towards other funeral costs.

The Table of UK Cremation Fees in 2021/2022

This is a long list!  To help you navigate it more easily, click the relevant column headings to sort the table in alphabetical or price order. 

Bear in mind that these prices include the cremation fees and a standard-length service in the crematorium chapel for the funeral of a resident in that area.  Fees can double, triple - even quadruple - for non-residents! Click on the location name to see each crematorium's fees in more detail.

Crematorium

Price

£721.00

£704.00

£885.00

£1040.00

£720.00

£926.00

£720.00

£890.00

£770.00

£670.00

£750.00

£729.00

£895.00

£670.00

£882.00

£950.00

£678.00

£895.00

£975.00

£870.00

£730.00

£906.00

£890.00

£1015.00

£1025.00

£820.00

£972.00

£1070.00

£849.95

£975.00

£392.00

£670.00

£840.00

£875.00

£924.00

£875.00

£875.00

£671.00

£805.00

£725.00

£820.00

£999.00

£875.00

£780.00

£731.00

£920.00

£804.00

£999.00

£730.00

£840.00

£973.00

£730.00

£696.40

£705.00

£658.00

£965.00

£965.00

£785.00

£999.00

£999.00

£910.00

£850.00

£740.00

£812.00

£870.00

£975.00

£895.00

£915.00

£876.00

£808.00

£1070.00

£999.00

£752.00

£809.00

£790.00

£745.00

£965.00

£916.00

£835.00

£1070.00

£840.00

£995.00

£883.00

£930.00

£729.00

£742.00

£775.00

£820.00

£814.00

£930.00

£760.00
£885.00

£1070.00

£792.00

£750.00

£995.00

£715.00

£834.00

£822.00

£822.00
£758.00

£949.00

£999.00

£731.00

£999.00

£1070.00

£829.00

£958.00

£859.00

£795.00

£729.00

£670.00

£650.00

£670.00

£912.00

£940.00

£790.00

£999.00

£795.00

£935.00

£757.00

£860.00

£743.50

£596.00

£925.00

£828.00

£860.00

£909.00

£995.00

£908.00

£761.00

£770.00

£724.00

£895.00

£737.00

£679.00

£950.00

£985.00

£887.00

£772.00

£799.00

£742.00

£799.00

£959.00

£750.00

£981.00

£625.00

£760.65

£804.00

£788.00

£814.00

£670.00

£792.00

£890.00

£710.00

£1055.00

£920.00

£1070.00

£923.00

£923.00

£898.00

£750.00

£715.00

£805.00

£871.00

£871.00

£835.00

£976.00

£844.00

£999.00

£712.00

£1035.00

£760.00

£753.00

£840.00

£710.00

£703.00

£795.00

£900.00

£817.00

£988.00

£630.50

£899.20

£720.00

£915.00

£909.00

£810.00

£754.00

£960.00

£1070.00

£620.00

£720.00

£810.00

£700.00

£925.00

£872.00

£715.00

£875.00

£605.00

£1070.00

£900.00

£890.00

£1060.00

£1060.00

£795.00

£1070.00

£772.00

£895.00

£1070.00

£849.00

£698.00

£875.00

£907.00

£907.00

£935.00

£935.00

£937.00

£721.00

£805.00

£650.00

£761.00

£538.00

£625.00

£986.00

£850.00

£995.00

£846.00

£815.00

£754.00

£975.00

£943.00

£775.00

£945.00

£835.00

£649.00

£880.00

£698.00

£915.00

£830.00

£715.00

£905.00

£935.00

£769.00

£935.00

£999.00

£804.00

£766.00

£795.00

£765.00

£835.00

£790.00

£995.00

£660.24

£795.00

£816.00

£535.00

£860.00

£975.00

£840.00

£860.00

£900.00

£664.00

£730.00

£755.00

£675.00

£765.00

£815.00

£930.00

£984.00

£765.00
£765.00

£895.00

£845.00

£924.00

£860.00

£1010.00

£901.00

£820.00

£760.00

£937.00

£905.00

£834.00

£900.00

£885.00

£884.00

£775.00

£899.00

£1010.00

£775.00

£770.00

£915.00

£710.00

£1010.00

£1010.00

£978.00

£842.00

£895.00

£863.00

£760.00

£799.00

£750.00

£990.00

£880.00

£822.00

£995.00

£727.00

£807.00

£920.00

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Is a funeral plan right for you?  Work out the cost of your funeral if it wasn't prepaid.

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A prepaid funeral plan means loved ones won't have to worry about paying for your funeral when the time comes.  
But what about the finer details - such as where you want your ashes scattered?  

Complete this Funeral Wishes Planner so they won't have to worry about that either.